Bridge loan
What is a bridge loan?
A bridge loan is a short- or medium-term financial solution for legal entities, designed to cover specific liquidity needs during difficult periods or stages of business development.
It can be used for multiple purposes, provides control over liquidity, and has more flexible granting conditions compared to standard credit lines.
Quick access to financing
You get immediate liquidity to cover the urgent needs of your business.
Flexible solution
Short-term financing, personalized according to your company’s plans and objectives, with guarantees accepted both on the company and on the individual.
Without locking up own capital.
You can cover temporary expenses without affecting the company’s resources.
Supporting financial transitions
Ideal for periods of change, acquisitions, refinancing, or investments.
Fast approval process
Access to funds in a short time, without excessive bureaucracy.
Financial stability
It allows for efficient cash flow management until permanent financing is obtained.
Creditul Punte este soluția ideală atunci când ai nevoie de capital rapid pentru a acoperi costuri urgente sau pentru a valorifica oportunități de afaceri pe termen scurt.
Cu flexibilitate în utilizare și condiții de garantare avantajoase, îți oferă control total asupra lichidităților companiei tale.
How does it work?
You apply for financing.
You submit the request, and the Next Capital team quickly analyzes eligibility.
You get approval and sign the contract.
After evaluation, the contract is signed, and the terms are established.
You receive the financed amount.
The funds are transferred quickly to cover your company’s needs.
You pay on a monthly due date.
Repayment is made in fixed or variable monthly installments, depending on the chosen structure, for efficient budget management.
Frequently Asked Questions
The Bridge Loan is a short-term financing solution designed to cover a company’s capital requirements. It is ideal for firms that need liquidity quickly to meet urgent expenses or to seize business opportunities.
The Bridge Loan is intended for legal entities, companies, and entrepreneurs who need rapid financing, including SMEs and large corporations.
The available amounts vary depending on the company’s profile, financial creditworthiness, and the collateral provided. Contact Next Capital for a personalized offer.
The repayment period for a Bridge Loan is generally from a few months up to 24 months; however, depending on the client’s needs and the future source of financing, the period may differ.
Depending on the loan amount, Next Capital may require guarantees such as mortgages on real estate, assignments of receivables, personal guarantees, or corporate guarantees.
Next Capital offers a rapid approval process, and funds can be accessed within a few business days, depending on the documentation submitted and the company’s financial analysis.
The interest rate and associated fees are determined based on the amount borrowed, the repayment period, and the associated risk. We provide full transparency, and all costs are communicated before the contract is signed.
The standard documents include:
- Recent financial statements of the company.
- The company’s incorporation documents.
- The plan for the utilization of funds
- Details of the collateral offered
- Any other additional documents requested during the analysis process
Yes, the loan can be repaid early, in full or in part. A prepayment fee may apply, depending on the contract.
You can apply by completing a form on the Next Capital website or by contacting a consultant directly for a personalized evaluation.
Why choose the Bridge Loan from Next Capital?
Quick access to financing
You obtain the funds you need without delays to support ongoing projects.
Flexibility in use.
You can use the loan for various needs, such as investments, refinancing, or covering urgent expenses.
Convenient monthly payment.
You repay in monthly installments tailored to your company’s financial capacity.
Simple and efficient process.
Quick application, minimal documentation, and approval in a short time.
What our clients say about us
You will know within two hours dacă solicitarea ta a fost aprobată pentru finanțare.
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