{"id":2528,"date":"2020-03-14T08:31:56","date_gmt":"2020-03-14T06:31:56","guid":{"rendered":"https:\/\/nextcapital.ro\/?p=2528"},"modified":"2025-08-22T17:27:01","modified_gmt":"2025-08-22T14:27:01","slug":"iesi-din-impas-cu-un-credit-imm","status":"publish","type":"post","link":"https:\/\/nextcapital.ro\/en\/iesi-din-impas-cu-un-credit-imm\/","title":{"rendered":"Get out of the impasse with an SME loan"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"2528\" class=\"elementor elementor-2528\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3c2e0228 elementor-section-boxed elementor-section-height-default elementor-section-height-default e-parent\" data-id=\"3c2e0228\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5d1f3dda lakit-col-width-auto-no\" data-id=\"5d1f3dda\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50e6c080 elementor-widget elementor-widget-text-editor\" data-id=\"50e6c080\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<h2>Credit IMM \u2013 suport financiar pentru dezvoltarea afacerilor<\/h2>\n<p class=\"wp-block-paragraph\">A business at the beginning of its journey benefits from a great deal of enthusiasm but from carefully managed resources. Self-financing operations is essential until the company begins to generate revenue, reaches break-even, and turns a profit. And this moment can occur after a few months or much later. The lack of self-financing sources, delays in invoice payments by clients, cash-flow problems, or industries in which the nature of the activity involves late recovery of investments, can lead a company to resort to an SME loan to get out of the impasse.<\/p>\n\n<p class=\"wp-block-paragraph\">The market for traditional financing products for SMEs has solutions to offer, but the conditions for accessing them are not within everyone\u2019s reach. Among the alternative credit solutions is factoring, a simple product with quick effects that also offers a series of supplementary services beyond just money.<\/p>\n\n<h2 class=\"wp-block-heading\">Cum te poate ajuta <a href=\"https:\/\/nextcapital.ro\/en\/factoring-o-solutie-financiara-pentru-acces-rapid-la-lichiditati\/\">factoring<\/a>-ul?<\/h2>\n\n<p class=\"wp-block-paragraph\">Factoring or financing through the assignment of invoices brings rapid and significant advantages for businesses that resort to this type of SME financing. The invoices issued by your company are converted into liquidity through factoring, no longer requiring you to depend on payment terms, which are most often exceeded, practiced in the domestic economic environment.<br \/>Un avantaj major al serviciilor de factoring, \u00een afar\u0103 de trecerea la \u00eencasarea facturilor dintr-o singura surs\u0103, ofer\u0103 \u00een plus aderentului \u0219i un confort psihic. Acest lucru te va ajuta s\u0103 te concentrezi pe planurile de dezvoltare pe termne lung, mult mai importante.<\/p>\n\n<p class=\"wp-block-paragraph\">Strengths of Next Capital's factoring solution:<br \/>\u2022 Approval of the file within at most 7 business days, without material guarantees<br \/>\u2022 Free access to the web application for real-time viewing of factoring operations<br \/>\u2022 Financing of up to 95% of the nominal value of invoices accepted for payment, in at most 12 hours<br \/>\u2022 Free access to the web interface for real-time viewing of factoring operations<br \/>\u2022 Access to additional financing through complementary credit products<br \/>\u2022 Free consulting from Next Capital specialists<br \/>\u2022 Administration and collection of receivables<br \/>\u2022 Special commercial terms<\/p>\n\n<p class=\"wp-block-paragraph\">Next Capital\u2019s expertise allows the customization of services according to each client\u2019s business specifics and offers the necessary complementary services that bring concrete benefits to SMEs using the factoring financing solution.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Credit IMM \u2013 suport financiar pentru dezvoltarea afacerilor O afacere aflat\u0103 la \u00eenceput de drum beneficiaz\u0103 de mult entuziasm, dar de resurse bine dr\u0103muite. Autofinan\u021barea activit\u0103\u021bii este esen\u021bial\u0103 p\u00e2n\u0103 \u00een momentul \u00een care firma \u00eencepe s\u0103 aib\u0103 venituri \u0219i ajunge la break-even \u0219i trece pe profit. Iar acest moment poate s\u0103 apar\u0103 dup\u0103 c\u00e2teva luni [&hellip;]<\/p>","protected":false},"author":2,"featured_media":2529,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2528","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-toate-articolele"],"acf":[],"_links":{"self":[{"href":"https:\/\/nextcapital.ro\/en\/wp-json\/wp\/v2\/posts\/2528","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nextcapital.ro\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nextcapital.ro\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nextcapital.ro\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/nextcapital.ro\/en\/wp-json\/wp\/v2\/comments?post=2528"}],"version-history":[{"count":5,"href":"https:\/\/nextcapital.ro\/en\/wp-json\/wp\/v2\/posts\/2528\/revisions"}],"predecessor-version":[{"id":3659,"href":"https:\/\/nextcapital.ro\/en\/wp-json\/wp\/v2\/posts\/2528\/revisions\/3659"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nextcapital.ro\/en\/wp-json\/wp\/v2\/media\/2529"}],"wp:attachment":[{"href":"https:\/\/nextcapital.ro\/en\/wp-json\/wp\/v2\/media?parent=2528"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nextcapital.ro\/en\/wp-json\/wp\/v2\/categories?post=2528"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nextcapital.ro\/en\/wp-json\/wp\/v2\/tags?post=2528"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}