Get out of the impasse with an SME loan

credit IMM

Credit IMM – suport financiar pentru dezvoltarea afacerilor

A business at the beginning of its journey benefits from a great deal of enthusiasm but from carefully managed resources. Self-financing operations is essential until the company begins to generate revenue, reaches break-even, and turns a profit. And this moment can occur after a few months or much later. The lack of self-financing sources, delays in invoice payments by clients, cash-flow problems, or industries in which the nature of the activity involves late recovery of investments, can lead a company to resort to an SME loan to get out of the impasse.

The market for traditional financing products for SMEs has solutions to offer, but the conditions for accessing them are not within everyone’s reach. Among the alternative credit solutions is factoring, a simple product with quick effects that also offers a series of supplementary services beyond just money.

Cum te poate ajuta factoring-ul?

Factoring or financing through the assignment of invoices brings rapid and significant advantages for businesses that resort to this type of SME financing. The invoices issued by your company are converted into liquidity through factoring, no longer requiring you to depend on payment terms, which are most often exceeded, practiced in the domestic economic environment.
Un avantaj major al serviciilor de factoring, în afară de trecerea la încasarea facturilor dintr-o singura sursă, oferă în plus aderentului și un confort psihic. Acest lucru te va ajuta să te concentrezi pe planurile de dezvoltare pe termne lung, mult mai importante.

Strengths of Next Capital's factoring solution:
• Approval of the file within at most 7 business days, without material guarantees
• Free access to the web application for real-time viewing of factoring operations
• Financing of up to 95% of the nominal value of invoices accepted for payment, in at most 12 hours
• Free access to the web interface for real-time viewing of factoring operations
• Access to additional financing through complementary credit products
• Free consulting from Next Capital specialists
• Administration and collection of receivables
• Special commercial terms

Next Capital’s expertise allows the customization of services according to each client’s business specifics and offers the necessary complementary services that bring concrete benefits to SMEs using the factoring financing solution.